Start

Accident Report Online — Create Your European Accident Report for Free

Fill out the official European Accident Report directly on your smartphone. Share it in real-time with the other driver, each in your own language. Sign digitally, download the standardized PDF, and send it to your insurance company — all within minutes. Free, GDPR-compliant, and accepted by insurers across more than 40 countries.

What is a European Accident Report?

A European Accident Report is a standardized document used to record traffic accidents between two vehicles. It was developed by the Comité Européen des Assurances (CEA), now known as Insurance Europe, the federation of national insurance associations that represents insurers in over 40 European countries. The form follows an identical structure regardless of the language it is filled out in. A report completed in German has the same field numbers, the same checklist items, and the same layout as one completed in French, Italian, Polish, or any other supported language. This uniformity is deliberate: it allows insurance companies to process claims across borders without requiring translation of the accident documentation. The European Accident Report captures all essential information about a traffic accident: the date, time, and precise location of the collision, the vehicles and drivers involved, insurance policy details, a standardized checklist of 17 accident circumstances, an accident sketch showing the road layout and collision point, damage documentation for both vehicles, and the signatures of both drivers confirming the accuracy of the recorded facts.

When do you need an accident report?

You need an accident report whenever a traffic accident results in damage to one or more vehicles. This applies regardless of how minor the damage appears. Paint transfers, small dents, cracked bumpers, and broken mirrors can all conceal more expensive underlying damage, and without a signed accident report, proving the other party's liability becomes significantly more difficult. Common scenarios requiring an accident report include rear-end collisions at intersections or in stop-and-go traffic, parking lot incidents including door dings and scrapes, lane-change collisions on highways, intersection accidents involving failure to yield, roundabout collisions, and reversing accidents in driveways and parking structures. The European context adds an important dimension. If you are driving in a country where you do not speak the language and are involved in an accident with a local driver, the standardized European Accident Report is your best protection. Both parties can fill out the form in their own language, and both insurance companies receive identical, structured information. Without the standard form, you might face a foreign-language police report as your only documentation, which is much harder to use for your domestic insurance claim.

Can you fill out an accident report online?

Yes, you can fill out a complete, legally valid European Accident Report online. The web application unfallbericht.at lets you create the report directly in your mobile browser — no app download from any app store is required. The application works on any modern smartphone, whether you use an iPhone or Android device. The digital report follows the exact same structure and captures the exact same fields as the official CEA paper form. Insurance companies across Europe accept the generated PDF identically to a handwritten paper form. There is no difference in legal validity between a paper report and a digital report — what matters is that the information is complete and both parties have signed. The digital version offers several practical advantages over paper. Both drivers fill out the report simultaneously on their own devices. Each driver sees the entire interface in their preferred language. Data entry is guided, so required fields cannot be left blank. And the finished PDF is available for instant download and sharing the moment both parties sign.

How does the digital accident report work?

Creating a digital accident report on unfallbericht.at follows seven steps: 1. Register for free with your email address. You can register in advance so your account is ready when needed. 2. Start a new report. The app detects your GPS location and pre-fills the date and time. 3. Invite the other driver by sharing a QR code or numeric join code. They open it in their browser — no registration required for the second party. 4. Fill out the report together in real-time. Both parties enter vehicle details and insurance information on their own devices, each in their own language. All entries sync instantly. 5. Record accident circumstances using the 17-point checklist and draw the accident sketch with the AI-powered tool. 6. Document damage by marking affected areas on the vehicle diagram and attaching photos taken with your phone camera. 7. Both parties sign digitally and download the standardized PDF immediately.

Is a digital accident report legally valid?

Yes, a digital accident report is legally valid across Europe. No European law or regulation prescribes paper as the required medium for accident documentation. The legal requirement is that the accident is documented accurately and that both parties confirm the documentation with their signatures. A digitally signed PDF meets both criteria. The PDF generated by unfallbericht.at follows the standardized form layout defined by the Comité Européen des Assurances (CEA). This is the identical layout used by paper forms distributed by insurance companies throughout Europe. Insurance companies in all EU member states, as well as in Switzerland, Norway, Iceland, the United Kingdom, Turkey, and other participating countries, accept digital accident reports for claims processing. Digital signatures have the same evidentiary weight as handwritten signatures for this type of document. The signed report represents a contemporaneous, mutually acknowledged record of the accident facts — which is exactly what insurance companies require.

Key features of the digital accident report

The digital accident report on unfallbericht.at includes the following features: 13 languages: The interface is available in German, English, French, Italian, Spanish, Polish, Romanian, Hungarian, Slovak, Czech, Slovenian, Croatian, and Dutch. Each driver uses the app in their own language while contributing to a single unified report. Real-time collaboration: Both drivers fill out the report simultaneously on their own devices. All changes are synced instantly, so both parties always see the same current state of the report. Location-based accident sketch: The app detects your GPS location and loads a map snippet of the nearby streets. You then position vehicle icons, bikes, trucks and traffic signs and add directional arrows by tapping on the screen. OCR document scanning: Photograph your driver's license or insurance card, and the app extracts the relevant data fields automatically. This eliminates manual transcription errors and saves time. Photo documentation: Photograph damage to all vehicles and the overall accident scene directly within the app. Photos are embedded in the final PDF. Digital signature: Both parties sign by drawing their signature on the smartphone touchscreen. The signature is captured and embedded in the PDF. Instant PDF generation: The completed, standardized PDF is generated the moment both parties sign. Both can download it immediately. Completely free: No costs, no premium tiers, no ads, and no hidden fees. Every feature is available without payment. GDPR compliant: All data is processed and stored on European servers in compliance with the General Data Protection Regulation.

Digital accident report vs. paper form

The paper European Accident Report has been the standard for decades, but it suffers from practical limitations that the digital version resolves. Availability: Fewer than 15 percent of drivers carry a blank paper form. The digital version is always on your smartphone. Language: Paper forms are printed in one language. The digital version supports 13 languages simultaneously. Legibility: Handwritten entries are often illegible. Digital entries are always clear and structured. Completeness: Paper forms let drivers skip fields. The digital version validates all required information before signing. Data accuracy: OCR scanning extracts data from photographed documents, eliminating transcription errors. Photo integration: The digital version embeds damage photos directly in the PDF. Paper forms cannot include photographs. Sharing: The digital PDF can be emailed or shared via messaging apps within seconds. Paper forms must be physically exchanged or scanned. Both formats are equally valid for insurance claims. The digital version is faster, more accurate, and more practical.

What to do after a car accident in Europe

If you are involved in a car accident anywhere in Europe, follow these steps: First, secure the scene. Activate your hazard lights, put on a high-visibility vest, and place a warning triangle at the appropriate distance. Check for injuries and call 112 if anyone is hurt. Second, document everything. Photograph the scene, the damage, and the vehicle positions. Collect the other driver's details: name, address, license plate, insurance company, and policy number. Record witness contact information. Third, fill out the accident report. Use the digital accident report on unfallbericht.at to create the European Accident Report on your smartphone. Both parties fill it out together in real-time, sign digitally, and download the PDF. Fourth, contact your insurance company within one week. Send them the accident report PDF, damage photos, and a repair estimate. Do not authorize repairs until your insurer has reviewed the documentation. Fifth, do not admit fault at the scene. Document the facts and let the insurance companies determine liability.

Frequently Asked Questions

The digital accident report is available in 13 languages: German, English, French, Italian, Spanish, Polish, Romanian, Hungarian, Slovak, Czech, Slovenian, Croatian, and Dutch. Each driver uses the interface in their own language while both contribute to one shared report.

No. Unfallbericht.at is a web application that works directly in your mobile browser on any modern smartphone. No app download from any app store is required. Just open the website and create your report.

Yes. The digital accident report is completely free with no hidden costs, no premium features behind a paywall, and no advertisements. Every feature — including real-time collaboration, AI sketch, OCR scanning, and PDF generation — is available at no charge.

Yes. The PDF follows the standardized CEA form used by insurance companies across Europe. Insurance companies in all EU member states and many additional European countries accept the digital version identically to a paper form. The digital signature has the same legal standing as a handwritten signature.

One driver creates the report and shares a QR code or numeric join code with the other driver. The second driver scans the code or enters it in their browser to join the same report. Both parties then see all entries in real-time on their own devices, each in their own language. Changes sync instantly.

All data is processed and stored on European servers in full compliance with the General Data Protection Regulation (GDPR). Your accident report data is not shared with third parties. You can request deletion of your data at any time.

Create your accident report now

Fill out your accident report online in minutes — free, digital and legally valid across Europe.

Start accident report

Related Articles